Life Insurance and Disability Insurance:

There are a huge range of insurance options available and it is hard to know which one is the best for your situation.

It is also hard to work out what amount of cover to take up and how to balance this against the ongoing cost of the cover.

Fluid Financial Planning can provide you with expert advice to help you find the right life and disability insurance.

To get the best solution for you we look at things like:


The insurance policy terms.


The insurance policy cost.


What things the insurance does not cover.


When will the insurer apply an offset that actually reduces the cover you thought you had.


Should you have insurance inside of super?

Amount of cover

How much insurance should you have?

Your need

Help you determine your personal trade-off between cost and the level of cover you want.

The right company

What insurance company to use.


We can even help you complete the paperwork.


We cab provide quotes to compare the cost of different insurance companies and different insurance options.